Privacy Notice
Effective Date: 11 April 2023
Identity of the Data Controller
Soon Lee Money Lender
NO. 3A, LINTANG GELUGOR, OFF, PERSIARAN IBRAHIM, 41050 Klang, Selangor
Contact: 03-3311 4186 / info@slcreditplus.com
Types of Personal Data Collected
We collect personal data including Name, IC or passport information, phone number, email, residential address, employment information, income and financial records, bank information, loan application details, collateral information, website IP address/device data, and records of communication via WhatsApp, phone, or email.
Sources of Personal Data
Data is collected directly from you via application forms, supporting documents, phone calls, emails, WhatsApp messages, website interactions, authorized representatives, and, where legally applicable, credit reporting agencies or verification service providers.
Purposes of Collection and Processing
We process your data to respond to enquiries, assess loan applications, verify your identity, prepare loan agreements, manage payments and account administration, provide customer support, ensure legal and regulatory compliance, prevent fraud, and perform website analytics.
Whether Providing the Data Is Mandatory or Optional
Providing requested data is mandatory for the purpose of loan application assessment and agreement processing. Failure to provide the required information may result in our inability to process your application or provide our services to you.
Parties the Data May Be Disclosed To
Your data may be disclosed to our employees, professional advisers, payment or direct debit service providers, technology providers, verification service providers, regulators, government authorities, and courts or law enforcement agencies when required by law.
Data Retention Period
We retain your personal data only for as long as is necessary to fulfill the purposes for which it was collected or to comply with legal, regulatory, and internal requirements.
Security Measures
We implement robust technical and organizational security measures to protect your personal data against unauthorized access, loss, misuse, or alteration.
Cookies and Website Tracking
Our website may use cookies to improve user experience and analyze traffic. You can manage cookie preferences through your browser settings.
Cross-Border Data Transfer
Where applicable, your data may be transferred to service providers located outside Malaysia, provided such transfer complies with relevant data protection laws.
Customer Rights
You have the right to access your personal data, correct inaccurate information, withdraw your consent (where applicable), object to direct marketing, request restriction of processing, and request data portability.
How Customers Can Exercise Their Rights
You may exercise your rights by contacting us at info@slcreditplus.com or by writing to our office address. We may require verification of your identity before processing your request.
Privacy Contact Details
For any inquiries or privacy-related concerns, please contact our Data Protection Officer at: info@slcreditplus.com.
Data Breach Handling
In the event of a data breach, we have established procedures to notify the relevant authorities and the affected individuals in accordance with applicable laws.
Information Concerning Minors
Our services and this website are not intended for individuals under the age of 18. We do not knowingly collect data from minors.
Changes to the Privacy Notice
We reserve the right to update this Privacy Notice from time to time. The 'Effective Date' and 'Last Updated' date will be revised accordingly.
Effective Date
11 April 2023
Language Versions
This notice is provided in English. If a Bahasa Malaysia version is provided, both versions shall be aligned, and the English version shall prevail in the event of any inconsistency.